LDR, BOPO, and ROA as Predictions of Financial Performance of National Private Commercial Banks

Ismiantika, Ismiantika and Rizal, Noviansyah and Heni, Heni (2023) LDR, BOPO, and ROA as Predictions of Financial Performance of National Private Commercial Banks. Progress Conference, 6 (1). pp. 262-266. ISSN 2622-304X

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Abstract

National private commercial banks are banks that contribute to the weakening of national banking industry credit. Social restrictions due to the Covid-19 pandemic affect the intermediation performance of the banking industry. Financial performance refers to the extent of the company's ability to analyze financial performance according to good and correct rules. With a total of 58 banks, the goal of this study is to investigate and demonstrate changes in the financial performance of national private commercial banks before and during the Covid-19 pandemic in terms of liquidity ratios, cost ratios, and profitability ratios. The loan to deposit ratio, operating expenses as a percentage of operating income, and return on assets are used in this study to gauge financial success. The paired sample t-test is being used in this quantitative study. According to the study's findings, there is a difference between the Loan to Deposit Ratio before and during the Covid-19 epidemic. Operating Cost of Operating Income and Return on Asset, however, are not affected by the Covid-19 epidemic.

Item Type:	Article
Subjects:	H Social Sciences > H Social Sciences (General)
Divisions:	ITB WIGA LUMAJANG > Program Studi Akuntansi
Depositing User:	Mr rouf abdur
Date Deposited:	13 Feb 2024 07:47
Last Modified:	13 Feb 2024 07:47
URI:	http://repository.itbwigalumajang.ac.id/id/eprint/2145

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